Credit Insurer Challenges
Many Credit Insurers and ECAs are behind on their path to digital transformation.
Manage outdated legacy systems
Support the growth of the business
Better manage operating costs
Provide a dedicated online service
Implement new processes to improve old processes
Increase market penetration
Credit Insurance Software for Insurers
The Tinubu® Credit Insurance Suite (Tinubu® CIS) is a full end-to-end SaaS solution to manage Short-Term, Medium & Long-Term and Political Risk Credit Insurance. It allows credit insurers to oversee the lifecycle of their products, from commercial and risk underwriting to claims payment. With Tinubu® CIS, you can handle all lines of products, including specific local market products with specific modules. Our solution offers a high level of automation that integrates within clients’ existing IT architecture. The automated processes allow reduction of turnaround time to insurers and brokers. Online portals are available for both brokers and policy holders. Tinubu® CIS is offered as an all-in-one turnkey solution or can be designed end-to-end to each carriers' specifications.
Benefits of Tinubu® CIS
Discover what Tinubu® Credit Insurance Suite can do to mitigate risk.
Reduce your operating costs while optimizing your loss ratios
Compliance with the latest technologies
Compliance with security requirements
Reduce costs through high level of automation
Provide the best customer experience
Grow your customer base
Reduce time to market of new offering
Key Features of Tinubu® CIS
This administration module manages your customer and partner profiles while allowing you to create and administer insurance products.
- Management of user authority and profiles
- Administration of insurance products
- Teams task management
The commercial underwriting module enables you to manage the commercial process through a comprehensive quote builder feature.
- End-to-end policy lifecycle management
- Policy document issuance and eSignature
- Calculation of premium, fees and taxes
Through the portal, policyholders & brokers may submit business proposals, accept offers, request limits, declare overdues and claims.
- Request credit limit or transaction coverage and receive decisions
- Declare turnover, overdues and claims
- Online buyer search and identification
The Risk Underwriting module offers professional risk underwriting capabilities including risk assessment and risk monitoring.
- Assess and decide on credit limit and guarantee
- Risk subject assessment with possible automatic scoring and decision
- Exposure management with buyer, groups and country caps
The Reporting and Analytics module is based on Power BI and provides quick and easy access to all data using a powerful visualization tool.
- Dashboards, business intelligence & analytics
- Service Level Agreements (SLAs) monitoring and management reports
- Data feed to downstream systems
- Business Intelligence for Tinubu CIS
The claims management module allows you to improve your understanding of claims issues and how to manage them proactively.
- Claims assessment and management
- Indemnity payment
- Recovery management
Tinubu® LAB for Credit Insurance
While Tinubu® R&D team is focusing on the continuous improvement of the Tinubu® Platform and Tinubu® CIS, the Tinubu® LAB explores breakthrough technologies that have the potential to disrupt the Credit Insurance industry by delivering a higher value service.
Integrate your ecosystem with Blockchain / Distributed Ledger Technologies (DLT)
Tinubu® LAB gained experience on Corda via Tinubu® Contract Ledger. Tinubu® team's expertise in dealing with data standards will allow credit insurers to seamlessly integrate their core business systems with DLT-based trade finance platforms.
Leverage nontraditional data to improve scoring capabilities
The rise of digital marketplaces offers new opportunities for Credit Insurers who can leverage traditional and nontraditional data. Move away from scoring black boxes with Explainable Artificial Intelligence and maintain high ethical standards.
Increase capabilities with Virtual Assistants
Augment your employees' capabilities by providing them with specialized virtual assistants. Trained in the industry, they will revolutionize their work experience and reduce the risk of losing your company's know-how linked to employee turnover.
Challenge your models with Quantum Computing
Quantum computing opens up new horizons in terms of data processing performances. Discover with the Tinubu® LAB its potential for credit scoring supremacy and discuss quantum algorithms' applications, including classification and optimization.
Tinubu® Square Services for Credit Insurers
From knowledge transfer
to full outsourcing
In-depth and functional expertise
to provide a more holistic view
Know-how and expertise
to deliver international projects
Find out how our customers are able to successfully improve their credit insurance operations with Tinubu® CIS.
You might also be interested in the following blog posts, news, industry views or interviews.
A blog post with Offer Sadey, Tinubu's Chief Technical Officer.
An industry view with Michael Feldwick, Tinubu's Subject Matter Expert in insurance.Read more
A market analysis thought by Jérôme Pezé, Tinubu's Chief Executive Officer and Founder.Read more