Country limits are the real constraint
Capacity is managed per country and per counterparty. Every enquiry has to be tested against aggregates that move as the rest of the portfolio is written.
POLITICAL RISK · TINUBU SKYE
Political risk underwriting in one workbench, for the life of the policy.
With Tinubu Skye, configure enquiry intake, country limits, rating and review checkpoints across the policy term.
WHAT MAKES POLITICAL RISK HARD
The policy runs for years. The country does not stand still.
Cover is written on a view of a country and a counterparty, then held for years while both change. Most of the operational difficulty in this line follows from that.
Cover outlives the analysis
Tenors run for years. The country view at inception is not the view at year five, so exposure has to be monitored through the life of the policy, not just underwritten at the start.
Screening never stops
Obligors, governments and ownership all change during the policy term. Sanctions and counterparty screening is a continuing obligation, not a check performed once at bind.
Claims are slow and evidential
Expropriation, inconvertibility and non-honouring claims turn on documentation, waiting periods and often arbitration. The file is assembled over months, not days.
WHAT YOUR TEAM CONTROLS
Change the product without waiting for a release
Political risk underwriters and product managers define the products, rules and workflows they need. Skye configures them in the same governed environment in which the application runs, with Tinubu experts validating every deployment before production.
What you change
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Covered perils, definitions and exclusions
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Rating by country, tenor, sector and counterparty
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Tenor, waiting periods and indemnity percentages
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Country and counterparty limits, and portfolio aggregates
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Referral and authority limits by country grade and exposure
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Policy, endorsement and certificate templates
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Broker and insured portal fields
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Policy Builder
Product managers and underwriters define products from pre-configured templates, coverage options and endorsements.
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Rules and ratings engine
Pricing and underwriting rules by country, counterparty, sector, tenor and peril - with Excel rater support and versioning.
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Templates and open APIs
Reusable specialty templates and components to start from, with open APIs for integration with existing rating and data services.
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One platform from configuration to production
Configured in the same governed platform it runs in - validated before promotion, with no second codebase to maintain.
PLATFORM SCOPE
Where Skye can support a political risk operation
Skye can be configured across the political risk lifecycle, on components already running across Tinubu's specialty portfolio.
Enquiry intake
AI reads the submission and its attachments, and pulls out the insured, country, counterparty, tenor and perils.
Underwriting and quote
- Test the enquiry against country and counterparty limits, live aggregates, and your own referral rules.
Policy lifecycle
- Long tenors, versioned terms, endorsements and review checkpoints you set across the policy term.
Claims
- Notice, evidence, waiting periods, milestones and recovery, all on one file.
Portfolio oversight
- Exposure and remaining capacity by country, counterparty, sector, peril and tenor.
Key Highlights
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Purpose-Built for Specialty Underwriting
where decisions depend on counterparty exposure, buyer concentration, and evolving risk appetite.
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Agentic AI Orchestration
autonomous agents capable of reasoning and executing tasks transform submission triage into an outcome-driven process.
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Real-Time Portfolio Intelligence
embedded directly into Underwriting workflows, surfacing buyer exposure and sector concentration at every decision point.
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Underwriter in the Loop
empowers Underwriters as the 'Strategic Pilot,' freeing them from manual data preparation and broker follow-ups.
PROVEN DELIVERY
A structured path from workshop to hypercare
The governed delivery model behind every Tinubu deployment - definition, configuration, rollout and post-launch support.
Scope the programme
INITIALIZE
Tinubu platform and delivery specialists scope products, distribution, policy lifecycle and claims.
Iterate with live demos
CONFIGURE
Agile sprints with a working demo every two weeks, so products and rules take shape in front of your team.
Deploy around your calendar
DEPLOY & TRAIN
Prioritised rollout aligned to your renewal and operational cycles, with training for underwriters, operations and claims.
Stay embedded after go-live
HYPERCARE
A named customer success team stays embedded until your team is fully autonomous.
IN PRODUCTION
Political risk in production
One carrier, four lines, one platform. A carrier writes political risk on Tinubu alongside its trade credit book and two accident lines, with the same platform and same delivery model across all four. Independent recognition reflects Tinubu Skye's broader underwriting capabilities.