TINUBU · RISK SERVICES

Your external credit risk team

20+

credit analysts in Paris, Singapore and Mumbai

50K+

buyer decisions delivered a year

5

languages: French, English, Spanish, Chinese and Arabic

~$50B

buyer exposure we manage for our clients

TRUSTED BY CREDIT INSURERS, ECAs, MGAs, AND CORPORATES
WHAT WE DO

Automation for volume. Analysts for judgment.

One team covers the full buyer cycle, from first assessment to ongoing review
buyer_risk_underwriting

We assess your buyers

We draw on 50+ global and local data sources. We score each buyer with our trade credit model and look at the whole group, not just one company

decision automation

We decide within your rules

We apply your rules and limits automatically. In Europe and North America, 2 in 3 requests under $100K are decided this way. Our analysts handle the complex cases.
buyer reviews

We go deeper when you need it

Ask us to focus on the risk that worries you most. When data is thin, we can speak to the buyer directly, with your approval. Each recommendation fits the amount you need to cover.

appeals and exceptions

We review and adjust limits

We review limits on alerts and at agreed dates, and change them when risk changes. If a decision is challenged, we reassess it and explain why.

WHEN TO USE IT

Your buyer list grows faster than your premium.

Each new policy brings many buyers to assess and limits to follow. Our analysts take on that work
Launch a Trade Credit operation

Launching trade credit

Assess buyers from day one, without building a risk team first.

Scale an existing portfolio

Growing your book

We handle the volume. Your team focuses on the largest risks.

Entering new markets

Enter new markets

Local data and language expertise, so you write business there sooner.

OPERATING MODELS

Choose how much we can take on.

1

We run it

FULL SERVICE

Our analysts handle buyer underwriting and reviews. You keep the strategy and the final say.

2

We share it

SHARED

You choose which buyers we handle, for example by size, country or sector. Your team keeps the rest.

WHY TINUBU

Independent experts, trusted by reinsurers

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Independent of any insurer

We don't sell insurance. We never compete with you for risks, clients or distribution.

trsuted-by-reinsurers

Trusted by reinsurers

Some reinsurers have made Tinubu Risk Services a condition of supporting a client's credit insurance programme

time-to-value

25 years, 25+ clients

Our analysts have assessed buyers for credit insurers and ECAs for 25 years, in markets around the world.

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FOR CORPORATES

Our credit assessments, available through Altares

Altares, Dun & Bradstreet's partner in France, now offers our credit risk assessments and recommendations to its customers

Read the press release

 

Need more hands on buyer risk?

From a few assessments to a fully run buyer risk function, we adapt to your portfolio

Corporate credit team? We also provide buyer assessments and credit opinions for your receivables. Ask about corporate services