Each sub-line behaves differently
Rating bases, wordings and claim handling diverge across cargo, hull and liability. Standardize and you lose the detail; separate them and the book fragments.
MARINE · TINUBU SKYE
One workbench for aviation, from submission to claim.
With Tinubu Skye, configure Marine products, rating and workflows across the sub-lines, jurisdictions and currencies you write.
WHAT MAKES MARINE HARD
One line of business. Several businesses inside it.
Cargo, hull, liability and specie share a name and little else. They price, document and claim differently, which is why one standard product never fits the whole book.
The exposure moves
Values concentrate in ports, on vessels or in storage, and move with the risk in spreadsheets, concentration only shows up after the fact.
Claims are documentary and multi-party
Surveyors, brokers, carriers and recovery agents each hold part of the file. The claim is assembled from other parties' documents, which is where the time goes.
Global by definition
One programme spans jurisdictions, currencies, languages, local wordings and taxes. Not an edge case in this line – the standing condition.
WHAT YOUR TEAM CONTROLS
Change the product without waiting for a release
Marine underwriters and product managers define the products, rules and workflows they need. Skye configures them in the same governed environment in which the application runs, with Tinubu experts validating every deployment before production.
What you change
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Products and coverage by Marine sub-line
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Rating bases, factors and minimum premiums per product
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Wordings, warranties, exclusions and clause sets
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Accumulation limits by location, vessel and storage
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Referral thresholds by sum insured and territory
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Certificates, policies and confirmations
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Broker and assured portal fields
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Policy Builder
Product managers and underwriters define products from pre-configured templates, coverage options and endorsements.
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Rules and ratings engine
Pricing and underwriting rules for complex, multi-layered coverage - with Excel rater support, versioning, and pricing available by API or UI.
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Templates and open APIs
Reusable specialty templates and components to start from, with open APIs for integration with existing rating and data services.
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One platform from configuration to production
Configured in the same governed platform it runs in - validated before promotion, with no second codebase to maintain.
PLATFORM SCOPE
Where Skye can support a Marine operation
Skye capabilities can be configured across five stages, using components already operating across Tinubu's specialty portfolio.
Submission intake
AI reads submissions and attachments across cargo, hull and liability, and structures them into one record.
Underwriting and quote
- Rating by sub-line, with the risk data and the portfolio view alongside the submission.
Policy lifecycle
- Issuance through servicing across jurisdictions and currencies, with versioned terms.
Claims
- Surveyors, brokers and recovery agents work the same file, from notice to settlement.
Portfolio oversight
- Exposure by location, vessel and storage, and how much capacity is left.
PROVEN DELIVERY
A structured path from workshop to hypercare
The governed delivery model behind every Tinubu deployment - definition, configuration, rollout and post-launch support.
Scope the programme
INITIALIZE
Tinubu platform and delivery specialists scope products, distribution, policy lifecycle and claims.
Iterate with live demos
CONFIGURE
Agile sprints with a working demo every two weeks, so products and rules take shape in front of your team.
Deploy around your calendar
DEPLOY & TRAIN
Prioritised rollout aligned to your renewal and operational cycles, with training for underwriters, operations and claims.
Stay embedded after go-live
HYPERCARE
A named customer success team stays embedded until your team is fully autonomous.
IN PRODUCTION
Marine on one platform with the rest of the book
Three carriers write Marine on Tinubu across Europe, Africa and Asia, each alongside eight to twelve other lines - with Marine configured to its own requirements.
3
carriers writing Marine on Tinubu
8-12
lines of business each, on the same platform
3
regions - Europe, Africa and Asia