Submissions arrive in every format
Broker emails, proposal forms, security questionnaires, scan reports, spreadsheets. Each is re-keyed before anyone can assess it, and the re-keying is where the day goes.
CYBER · TINUBU SKYE
Cyber underwriting in one workbench, from submission to renewal.
With Tinubu Skye, configure submission intake, rating and portfolio workflows - and change coverage, questions and pricing as the risk evolves.
WHAT MAKES CYBER HARD
The product has to change as fast as the risk does.
Last year's question set, rating factors and wording stop matching this year's exposure. Most of the operational difficulty follows from that.
Changing the product is a project
A new exclusion or a re-weighted rating factor should take days. When it needs a release cycle, underwriters price this year's risk on last year's model.
Accumulation is found after binding
Shared cloud providers, software and managed service providers. If exposure lives in spreadsheets rather than the record, correlation surfaces at renewal or at claim.
Renewal is a re-underwrite
Controls, vendors and posture have all moved since inception, so a renewal is closer to a new submission than a rollover - competing for the same capacity.
WHAT YOUR TEAM CONTROLS
Change the product without waiting for a release
Cyber underwriters and product managers define the products, rules and workflows they need. Skye configures them in the same governed environment in which the application runs, with Tinubu experts validating every deployment before production.
What you change
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The proposal form and security question set
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Rating factors, layered pricing and minimum premiums
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Coverage wordings, exclusions, endorsements and sublimits
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Appetite rules by sector, revenue band and territory
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Referral thresholds and approval chains
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Quote, binder and policy document templates
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Broker portal fields and submission journeys
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Policy Builder
Product managers and underwriters define products from pre-configured templates, coverage options and endorsements.
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Rules and ratings engine
Pricing models and underwriting rules for complex, multi-layered coverage - with Excel rater support, versioning, and pricing available by API or UI.
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Templates and open APIs
Reusable specialty templates and components to start from, with open APIs for integration with existing rating and data services.
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One platform from configuration to production
Configured in the same governed platform it runs in - validated before promotion, with no second codebase to maintain.
PLATFORM SCOPE
Where Skye supports a Cyber operation
Cyber runs on these five stages today, on components already operating across Tinubu's specialty portfolio.
Submission intake
AI reads broker emails, proposal forms, questionnaires and scan reports, and turns them into one structured record.
Underwriting and quote
- The submission, the security data and the portfolio view in one place, with your rating and referral rules.
Policy lifecycle
- Wordings, exclusions and endorsements change often. Versioning keeps policies already written on their original terms.
Claims
- Notification, triage and routing, with cover and sublimits already on the file.
Distribution
- Brokers, agents and MGAs in one place, with appetite, authority and commission rules.
PROVEN DELIVERY
A structured path from workshop to hypercare
The governed delivery model behind every Tinubu deployment - definition, configuration, rollout and post-launch support.
Scope the programme
INITIALIZE
Tinubu platform and delivery specialists scope products, distribution, policy lifecycle and claims.
Iterate with live demos
CONFIGURE
Agile sprints with a working demo every two weeks, so products and rules take shape in front of your team.
Deploy around your calendar
DEPLOY & TRAIN
Prioritised rollout aligned to your renewal and operational cycles, with training for underwriters, operations and claims.
Stay embedded after go-live
HYPERCARE
A named customer success team stays embedded until your team is fully autonomous.
IN PRODUCTION
Cyber is live in production
Commercial Cyber liability is written on Tinubu today with a specialty insurance carrier, on the same platform, delivery model and integration approach as the rest of the specialty portfolio.
18
enterprise customers in production
25+
production deployments
25+
lines of business